Hi
Haim Zarif here
I just have a quick update
I sent my information to the bank to get a preapproval on a loan just to see how much i am eligible for right now
I will keep you updated!
-Haim Zarif
Sunday, November 27, 2011
Tuesday, October 18, 2011
haim zarif's second post
hi
haim zarif here
this is my second post
its a quickie
so I was speaking to agents and it seems that before they take you seriously you need a preapproval letter.
i just applied
wish me luck!
haim zarif here
this is my second post
its a quickie
so I was speaking to agents and it seems that before they take you seriously you need a preapproval letter.
i just applied
wish me luck!
Sunday, October 16, 2011
Hi, I'm Haim Zarif & This is My Journey to Buying a House
Hi
My name is Haim Zarif. I live near Lakewood, NJ and have a dream of owning a home.
I work in the catering industry on a modest income so it seemed like it has always been out of reach.
lately I have been doing my research and it seems that if I have some discipline I can afford a new home because of these horrible market conditions! (to think, me, Haim Zarif, owning a home!)
I dont care if anyone reads my blog & I doubt anyone will. What I care about is 24 months from today - October 16th 2013 - I will sit here with my wife and 2 kids in my new home reading about our journey and feeling truly accomplished.
My goal is to be able to afford a $300,000 home with 20% down.
Right now I have $17,000 in savings & $2750 in debt.
So essentially I need $60,000 - $17,000 + 2750 = $45750.
I have been looking at programs which have grants & it seems that because I have a "lower" income I may be eligible for about $20,000 in grants.
All in all I need $25,750.
I am aware there are other costs - closing insurance etc but to keep myself encouraged at least for the first few months I am going to make believe they dont exist.
I get paid biweekly & need to save $532 per pay period to achieve this goal.
it will be hard but worth it :)
My name is Haim Zarif. I live near Lakewood, NJ and have a dream of owning a home.
I work in the catering industry on a modest income so it seemed like it has always been out of reach.
lately I have been doing my research and it seems that if I have some discipline I can afford a new home because of these horrible market conditions! (to think, me, Haim Zarif, owning a home!)
I dont care if anyone reads my blog & I doubt anyone will. What I care about is 24 months from today - October 16th 2013 - I will sit here with my wife and 2 kids in my new home reading about our journey and feeling truly accomplished.
My goal is to be able to afford a $300,000 home with 20% down.
Right now I have $17,000 in savings & $2750 in debt.
So essentially I need $60,000 - $17,000 + 2750 = $45750.
I have been looking at programs which have grants & it seems that because I have a "lower" income I may be eligible for about $20,000 in grants.
All in all I need $25,750.
I am aware there are other costs - closing insurance etc but to keep myself encouraged at least for the first few months I am going to make believe they dont exist.
I get paid biweekly & need to save $532 per pay period to achieve this goal.
it will be hard but worth it :)
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